Helping Technology Professionals Flourish
Are you a mid-career technology professional navigating any of the following?
- Does your high income makes you ineligible for IRA contributions, or are you concerned that maxing out 401K contributions might not provide adequate savings for a comfortable retirement?
- Are you feeling overwhelmed by navigating milestones and corresponding choices for your equity-based compensation (RSUs, ISOs, NQSOs, ESPP plan)?
- As a skilled professional with a benefits package, are you aware of and maximizing all your employee benefits?
- Are you feeling stretched by competing financial priorities (college savings, retirement/financial independence, financial support to an adult child/parents)?
If so, we are ideally suited to help you.
We help mid-career technology professionals:
- Strategize for equity compensation
- Understand, maximize, and utilize employee benefits
- Develop a plan to achieve financial goals including eventual retirement/financial independence
Our Services
Comprehensive Wealth Management
Details
Comprehensive wealth management consists of Ongoing Comprehensive Financial Planning combined with Ongoing Investment Management. We work collaboratively to understand your current financial circumstances and define your goals and aspirations. From there we develop a financial plan which is developed and implemented over an extended period beginning with your most pressing needs first. As part of the process, we discuss your investment objectives, risk tolerance, and develop an Investment Policy Statement. Additionally, we implement a corresponding long-term investment portfolio aligned with your unique circumstances.
Ongoing, we will monitor both your investment portfolio and plan for appropriate changes as your financial life evolves.
This service is best suited for busy professionals who want guidance on financial decisions as life evolves and have neither the time nor desire to manage their investment portfolios.
Fees:
Initial Fee: $750 to $2,500 depending on complexity
Asset Based Annual Advisory Fee:
- Assets Under Management
- $0 – $2,000,000
- $2,000,001 – $3,000,000
- $3,000,001 – $4,000,000
- $4,000,001 and Above
- Annual Advisory Fee*
- 1.00%
- 0.90%
- 0.85%
- 0.75%
*Minimum Annual Advisory Fee: $12,000
Details
Ongoing Comprehensive Financial Planning is a collaborative process that begins with understanding your current financial circumstances. It includes defining your goals and aspirations, and culminates with a financial plan. The plan is developed and implemented over an extended period. Together we will tackle various financial planning tasks beginning with the most pressing first. As your life, circumstances, goals, and objectives evolve we will monitor the plan and recommend changes where appropriate.
This service is available with investment management i.e., Comprehensive Wealth Management, or without investment management i.e., Ongoing Comprehensive Financial Planning.
Ongoing Comprehensive Financial Planning without investment management is best suited for clients who want guidance for financial decisions as life and goals change but prefer to manage investments on their own.
Fees:
Initial Fee: $750 to $2,500 depending on complexity
Monthly Recurring Fee: $670 to $1,250
Quarterly recurring fee: $2,010 to $3,750
Project-Based Financial Planning
Details
If you have a specific need, we provide project-based financial planning services on a limited scope, one-time engagement. A project engagement might comprise a one-time financial plan or one/or more specific financial planning topics. For the former, we will meet over the course of three to four months, while financial planning topic-specific engagements could range from 3 hours to several weeks.
This service is best suited for clients who seek financial advice but prefer to implement our recommendations on their own (without our oversight or assistance) once the engagement is complete.
Fees:
One Time Financial Plan Fee: $2,500 to $5,500 depending on complexity
One Time Plan Post-completion Support is $250 per hour
Limited Scope One or More Financial Planning Topics $250 per hour
